When something goes wrong with your home’s electrical system, hiring a professional electrician is the safest and smartest choice. But before anyone touches your wiring, there’s one question every Calgary homeowner should ask: Does your electrician have WCB coverage and proper insurance?
Electrical work involves real risk. Even with safety training and protective gear, accidents can happen — and if your electrician is not insured, you could be held responsible for medical bills or property damage. Ensuring your electrician has valid WCB and liability insurance protects both you and your home from costly complications.
What Is WCB and Why It Matters in Calgary
The Workers’ Compensation Board (WCB) Alberta provides coverage for contractors and employees in case of injury while on the job. For electricians, this means that if an accident occurs during your project, WCB covers their medical costs and lost wages — not you, the homeowner.
Hiring an uninsured electrician may seem like a small oversight, but it can lead to big financial problems. Without WCB, a worker injured on your property can file a liability claim against you. With coverage in place, those costs are handled entirely by the insurer.
Why Licensed and Insured Electricians Are Worth It
1. You’re Protected from Financial Risk
Electrical work carries inherent dangers, from shock and arc flash to ladder falls. If an uninsured electrician gets injured on your property, you could be legally responsible for damages. By hiring a licensed and insured Calgary electrician, you eliminate that risk. Their insurance covers any injury or damage that occurs during the project.
2. It’s a Sign of Professionalism and Accountability
Electricians who maintain active WCB and liability insurance are serious about their business. It means they follow regulations, take safety seriously, and stand behind their work. It also ensures you’re dealing with a legitimate contractor — not a fly-by-night handyman who disappears halfway through the job.
3. Work Meets Code and Inspection Standards
Insured and licensed electricians must adhere to the Canadian Electrical Code and local Calgary permit requirements. That includes using approved materials, following safe installation practices, and ensuring everything passes inspection. This is especially important for panel upgrades, EV charger installations, and major service upgrades.
4. Peace of Mind for Every Homeowner
When your electrician has WCB and insurance, you can relax knowing your project is in qualified hands. Whether it’s upgrading a panel, rewiring a home, or installing outdoor lighting, insured electricians work safely and follow the proper procedures — protecting both your property and your investment.
How to Verify Your Calgary Electrician’s Coverage
- Ask for their WCB account number or certificate of clearance.
- Confirm their business carries valid liability insurance (at least $2 million coverage is standard).
- Check their business name and WCB status through the Workers’ Compensation Board Alberta website.
Reputable companies like Panel Upgrade Experts are fully licensed, insured, and covered by WCB. We meet all provincial safety standards and are happy to provide proof of coverage for any project we take on.
Hire a Fully Insured Electrician in Calgary
Electrical work is not the place to take shortcuts. Always verify that your electrician is licensed, insured, and covered by WCB before the job begins. This simple step protects your home, your wallet, and your peace of mind.
Panel Upgrade Experts has been serving Calgary homeowners since 2013, providing safe, insured, and code-compliant electrical services — from panel upgrades and service upgrades to EV charger installations and solar projects.
For licensed and insured electrical service in Calgary, call 587-800-9788 or use our online contact form to book your appointment today.
